About

I'm the co-founder and CEO of Ripio. We started in Argentina over a decade ago with the country's first Bitcoin wallet, and we've spent the years since building the financial infrastructure underneath crypto in Latin America — wallets, exchange, on- and off-ramps, custody, and the APIs other companies use to put all of that inside their own products. Today Ripio operates across Argentina, Brazil, Colombia, Mexico, Chile, Peru and Uruguay.

Most of my attention now goes to one idea: local currency belongs on-chain. Dollar stablecoins are a solved problem and a crowded market. The peso, the real, the Mexican and Colombian peso are not — and for most people and businesses in the region, the currency they actually earn, price and spend in is the one that matters. So we issue local stablecoins for those currencies and build the rails around them: lending, on-chain FX, and payment flows that start and end in local money instead of treating it as an afterthought.

I think this is the more interesting half of the stablecoin story. A dollar rail moves value out of a local economy; a local rail lets value move inside one, and between them. That's a different product, a different regulatory conversation, and a much harder engineering problem — which is most of why I find it worth doing.

The clearest version of this is lending. People in Argentina save in dollars — USDT, USDC — because their own currency doesn't hold its value. That is the rational thing to do. But their life is priced locally: rent, salaries, suppliers. So when they need money they sell the dollars they were trying to keep, and they pay the spread twice if they ever want back in. What they should be able to do instead is borrow local currency against those dollars and leave the savings alone. That is a cross-currency money market, and it only works if the local side exists on-chain with real liquidity behind it.

What I'm working on now · August 2026
Six local-currency stablecoins live across Latin America — the Argentine peso, Brazilian real, Mexican peso, Colombian peso, Chilean peso and Peruvian sol. On-chain FX between them, so a business can go from one local currency to another without routing through a dollar and a correspondent bank. Lending markets where dollar savings collateralise local-currency loans. And running the company AI-first, which has changed how it's built more than anything else in the last decade.

Alongside that I spend a lot of time on AI, both as a tool and as a subject. Ripio runs on it internally, and I write about where agents, work and money collide — the agentic economy, what happens to labour, why FX is moving on-chain. I sit on the board of the Cámara Argentina Fintech representing the crypto vertical, and I spend time with founders building in the region.

I'm always interested in local-currency rails, stablecoin infrastructure, on-chain FX, and how AI changes the shape of a company. If you're working on any of those, the links in the footer all reach me.